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I can use Pay Pal to get cash out of the card and into my bank account, so what I have been doing is waiting until the bill is due (a new billing cycle) and taking out that amount with Pay Pal, then using the cash to pay it off, plus adding in my own money to try and reduce the balance a little.

This just means I get charged Pay Pal fees for the cash advance, and it means nothing more is due until the next billing cycle.

Legal action possible, but it’s generally no one’s first choice, so if you show that you’re horrified at what happened and that you’re genuinely committed to aggressively paying it off, they may prefer to just let that happen.Customers of Lloyds Banking Group – which also includes Halifax and Bank of Scotland – have received personalised letters offering them long-term monthly loan deals so they can buy new cars.Their account balance, income and expenditure were assessed by the bank without their knowledge to see which models they could buy.Or were you hoping you could do it and pay it back before it was noticed? My manager said point-blank that if I did not get a car within the week, there was nothing he could do for me.He stated clearly and explicitly that the company card could not be used for personal expenses, but he also mentioned that it would not be checked up on if it got paid in full each month.

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